Discover how Indexed Universal Life Insurance (IUL) lets you benefit from market growth while protecting you from market losses. Life insurance has evolved dramatically over the past 25 years. This powerful wealth-building solution gives policyholders the potential for a secure, happy, and tax-free retirement.
Indexed Universal Life (IUL) for Kids provides unmatched flexibility and powerful growth potential, giving your child a strong financial foundation for a secure and successful future.
Protect your retirement from market ups and downs with indexed annuities while enjoying a steady sense of financial peace.
Payment Protector is a decreasing term life insurance product designed to help cover your monthly mortgage payments.
No physical exam is required, just one simple application, and the policy provides protection for your loved ones at every stage of life, including now, in retirement, and at the end of life.
HMS Plus Continuation from Americo is a life insurance policy designed to protect you through every stage of life.
No physical exam is required, just one simple application, and the policy provides coverage for your loved ones that meets your needs now, in retirement, and at the end of life.

No matter your past experience with life insurance whether you’ve never had coverage, left a group policy after retirement, or struggled to qualify before, we have a solution designed for you. Protect your loved ones and gain peace of mind with KMAC Financial Solutions.
If you’re between the ages of 40 and 80, regardless of your health, you will not be turned down. You can receive up to $10,000-$50,000 in financial protection with no medical exam.
Your health can positively affect your premium — the better your health, the better your rates.
Depending on your plan, it may build cash value over time that is tax deferred, and you can borrow against it.
When the average family faces $62,000 in debt after a loved one passes, the $255 Social Security lump-sum benefit simply isn’t enough to cover final expenses. A GWIC policy can help ease that financial burden, ensuring your loved ones are cared for and giving you peace of mind knowing your family is protected.
The Child/Grandchild Protection rider is optional for only $1 a month and can be added to any of the three plans. Its one-time benefit pays $2,500 on the first death of a dependent child or grandchild.
Have a plan in mind or need guidance? Contact us at kmac@kmacfinancialsolutions.com and we’ll help you make it happen.





